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BUDGET SMART.  Your apartment is a BIG chunk of your monthly cash.  Let’s do it right!

BUDGET SMART.  YOUR APARTMENT IS A BIG CHUNK, LET’S DO IT RIGHT!

TIPS FOR BUDGETING SMART FOR YOUR RENTAL

When considering an apartment, you have to think about more than just rent!  Moving costs, fees and deposits, pet costs, roomates and utitilites all come into play.  Coming up with your monthly budget and making sure you can afford it should consider all these!

Most financial advisors say your monthly rent (or your portion of the monthly rent) should not exceed 1/3 of your monthly income. Most apartments won’t accept renters that make less than 2.5 to 3 x the rent.

Like apartments a little outside that rent range?  Here’s a couple ways to land the pad you want and stay in budget:

  • Snag a roommate!  Sharing the rent for all the communal spaces can really cut your costs and get you into an area / apartment that you really want.
  • Prioritize.  Do you really want a fantastic interior?  A resort-style pool?  A downtown view?  A short commute?  Central locations + great interiors + great amenities = $$$$.  But if you can figure out what is most important to you, you can usually find really nice amenities and interiors a little further away for a MUCH better price.  Location your thing?  Maybe you can do without the stainless steel appliances.
  • Look for Specials.  This is where our apartment locators really hook you up!  Most communities don’t advertise their specials except on their own site, but we know all of them!

Have a pet?  Some apartments will charge you pet rent in addition to your regular rent.

Apartments and landlords typically charge fees for processing your application or pets or pet applications.  Fees, unlike deposits, you don’t get back, whether you rent or not.

Deposits are money you may get back.  Deposits are meant to cover any damages done to the property by yourself, your guests or your pets.  If your renting with a pet, many apartments charge a pet deposit in addition to the standard deposit.

 

You may still be in the phase of wrangling all your friends for a case of beer and moving yourself.  If that’s the case, think about the cost of renting the moving truck and your time value.

Maybe your are hiring movers, even packers.  You should count those expenses to your overall cost.  The further you have to move, how easy move in is, all effects the cost of the move.

Some apartments offer all or some of your utilities with your rent, but the large majority do not.  Think about:

  • Electric heating vs. gas
  • Age of the property
  • Location and size of windows
  • What providers are available at the property and their rates

All of those may affect how much your monthly bills come out to.

 

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2016 BEST OF AUSTIN FROM THE AUSTIN CHRONICLE!

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A Plus Apartment Locators
11150 Research Blvd #208, Austin, TX 78759
Office: (512) 231-1400
Toll Free: (888) 757-5151
Fax: (512) 502-9890

Hours: 9 am - 6 pm  Monday through Thursday,  9 am - 5pm  Fridays, 10 am - 5 pm Saturday,  By Appointment on Sundays.

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